|
Regular Savings - Statement or Passbook
 |
MarketRate Investment
|
MY® Account and Commodore MY® Account
|
Certificates of Deposit
|
| Main Account Benefits |
Maximum convenience and liquidity |
Earn interest at market rates and still have complete access to your savings. |
Competitive interest rate with complete access to your funds via in-office transactions and checks |
Flexible terms of three months and up give you options in rates and liquidity |
| Minimum deposit to open account |
$100 |
$2,500 |
$10,000 for MY® Account
$25,000 for Commodore MY® Account
|
As little as $500 - determined by type of CD |
| Deposits and Withdrawals |
| • |
Deposit or withdraw anytime with no loss of interest |
| • |
Two free check withdrawals per month |
| • |
ATM access with Statement Savings |
|
| • |
Unlimited in-office deposits and withdrawals |
| • |
Three free checks per monthly statement* |
|
| • |
Unlimited in-office deposits and withdrawals |
| • |
Three free checks per monthly statement* |
|
| • |
Varies by product. See individual product descriptions for details. |
|
| Interest Rate |
Click here for current rate |
Generally higher than regular savings - Click here for current rate |
Generally higher than MarketRate Investment - Click here for current rates |
Depends on type of CD - Click here for current rates |
| Service Fee Policy |
| • |
No fee with $400 daily balance; $4 monthly fee applies when balance falls below $400. |
| • |
No monthly service fees for those under 18 |
| • |
ATM fees apply, if applicable |
|
No fee with $2,500 minimum balance; $8 monthly fee applies when balance falls below $2,500. |
MY Account - No fee with $10,000 minimum balance; $10 monthly fee applies when balance falls below $10,000.
Commodore MY Account - No fee with $25,000 minimum balance; $20 monthly fee applies when balance falls below $25,000.
|
No service fee. |
| Statement Policy |
| • |
Choose passbook or easy-to-read statement |
| • |
Statements mailed quarterly (monthly when transactions occur) |
| • |
ATM card holders receive statements |
|
Statements mailed quarterly (monthly when transactions occur). |
Statements mailed quarterly (monthly when transactions occur). |
Your certificate is your permanent record. Plus receive a maturity notice. |
* Because the MarketRate Investment Account, MY® Account and Commodore MY® Account are types of savings accounts, no more than six transfers are allowed per statement period. Three of the six transfers can be by check.
|
